Loan Information How to Qualify How to Apply Approved Phila Agencies FAQs Energy Conservation Avoiding Scams
How To Qualify?

  • Home is located in the City of Philadelphia.
  • Home is residential, 1-4 units.
  • You must live in the property you want to repair.
  • Debt to income does not exceed 45% (determined by a housing counselor).
  • Minimum average credit score of 580.
  • If you are unsure of your credit score or do not meet the minimum, contact your local housing counseling agency for assistance.
  • Income guidelines (cannot exceed the following amounts)

Household Size Income
1 $63,135
2 $72,105
3 $81,075
4 $90,045
5 $97,290
6 $104,535
7 $111,665
8 or more $118,910

Not sure if you qualify? Click here to take a quick survey.

For more information call Urban Affairs Coalition at 215-851-1854.

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