The PHIL-Plus and Mini-PHIL Loan can be used for home repairs and paying off debts including past due utility bills. The Mini-PHIL would be a good choice for small repairs or energy conservation improvements. The PHIL-Plus is typically used for larger home improvements or remodeling. Read below for more details!
|
|
|
| Interest Rates (fixed) |
5.49-6.00% |
5.49-6.00% |
| Maximum Loan Amount |
$10,000 |
$25,000 |
| Loan Terms |
Up to 120 months |
Up to 240 months |
| Home Inspection Fee |
None |
$300-$350 |
| Maximum Debt Pay-Off Allowed* |
$5,000 |
$12,500 |
*Only up to half of the amount requested can be used for debt.
